AMOCA Climate Use Cases

Discover how different industries and individuals can benefit from our DeFi staking with integrated climate disaster insurance.

Calculate Your Benefits

Farmers

Agricultural producers face significant climate risks that can devastate crops and livelihoods.

Key Benefits

  • Stake tokens representing agricultural land or future crop yields
  • Receive automatic payouts during droughts, floods, or extreme temperatures
  • Maintain financial stability even when harvests are affected
  • No need for lengthy claims processes or damage assessments
  • Coverage for multiple climate perils in a single staking position

Example Scenario

A rice farmer in Thailand stakes AMOCA tokens linked to their farm's tokenized assets. When heavy rainfall exceeds the threshold for flooding, they automatically receive a payout to offset lost income, without needing to file a claim or wait for damage assessment.

Air Travelers

Frequent flyers and travel businesses face disruptions from weather-related flight delays and cancellations.

Key Benefits

  • Stake tokens to receive parametric flight insurance
  • Automatic payouts when weather conditions cause delays or cancellations
  • Coverage for multiple airports and routes
  • No need to purchase separate travel insurance for each trip
  • Earn yield on staked tokens when no disruptions occur

Example Scenario

A business traveler stakes AMOCA tokens and selects coverage for their frequent routes. When a typhoon causes flight cancellations at Manila International Airport, they automatically receive compensation without having to file a claim with the airline or a traditional insurer.

Hotel Booking Platforms & Investors

Tourism businesses and investors in hospitality assets face seasonal climate risks that can impact occupancy and revenue.

Key Benefits

  • Stake tokens representing hotel property investments
  • Receive payouts when extreme weather affects tourism seasons
  • Hedge against revenue losses during climate disasters
  • Protect investment value in climate-vulnerable destinations
  • Maintain cash flow during recovery periods after disasters

Example Scenario

A hotel investment fund with tokenized assets in coastal resorts stakes AMOCA tokens. When a hurricane affects their properties in the Philippines, they receive an automatic payout to offset lost bookings and repair costs, maintaining investor returns despite the disruption.

Banking Institutions

Financial institutions with exposure to climate-sensitive assets need protection against value depreciation and defaults.

Key Benefits

  • Stake tokens representing mortgage portfolios or agricultural loans
  • Hedge against climate-related defaults and asset devaluation
  • Maintain portfolio stability during regional climate disasters
  • Reduce risk exposure in climate-vulnerable regions
  • Protect against systemic climate risks to loan portfolios

Example Scenario

A regional bank with a large portfolio of agricultural loans stakes AMOCA tokens. When a severe drought affects their borrowers' ability to repay, the bank receives a payout that offsets potential defaults, maintaining their balance sheet strength and ability to continue lending in the affected region.

Factory Manufacturers

Manufacturing operations in climate-vulnerable zones face disruption risks from extreme weather events.

Key Benefits

  • Stake tokens representing factory assets or supply chain components
  • Receive payouts when operations are disrupted by climate events
  • Maintain cash flow during recovery and rebuilding periods
  • Cover business interruption losses without lengthy claims processes
  • Protect against multiple climate perils affecting production

Example Scenario

An electronics manufacturer with factories in flood-prone areas of Thailand stakes AMOCA tokens. When monsoon rains cause flooding that halts production, they receive an automatic payout based on rainfall data, allowing them to maintain payroll and quickly resume operations once waters recede.

Property Owners

Real estate owners in climate-sensitive regions need protection against property damage and value loss.

Key Benefits

  • Stake tokens representing real estate assets
  • Receive rapid payouts when climate disasters strike
  • Supplement traditional insurance with parametric coverage
  • No need for damage assessments or adjusters
  • Protection against events that may not be covered by traditional insurance

Example Scenario

A property owner with tokenized real estate in typhoon-prone regions stakes AMOCA tokens. When a Category 3 typhoon hits their area, they receive an automatic payout based on wind speed data, allowing them to begin repairs immediately without waiting for insurance adjusters or claim approvals.

Ready to Protect Your Assets?

Join AMOCA Climate today and start earning yield while protecting yourself against climate disasters.

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